Guide to Obtaining Agricultural Loans (

Here’s a step-by-step plan for finding the financing you need

By Elaine Grant, Muddy Dog Media LLC

EXCERPT: For almost anyone in the business of agriculture, the maze of agricultural loan options can seem daunting. The good news is that there are many options for financing out there, both from commercial lenders and government-backed sources. In order to get an agricultural loan, you’ll need to:

  1. Produce a detailed business plan with cash flow forecasts and marketing information
  2. Compare lending terms from commercial banks and Farm Credit Associations
  3. Seek out state-funded agricultural loans
  4. Determine whether you qualify for loans from the U.S. Department of Agriculture (USDA) or other federal government sources


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